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How to Fix Forgot My Apple ID Password iPhone [copy link]

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Every Apple user has an Apple ID to download the application in the Apple store, which is convenient for Apple users to manage their contacts, videos, photos, etc. in the iCloud. If the iPhone is lost, you can log in to the official website with the ID and password, locate the phone, retrieve the information in the phone, and possibly find the phone. But what to do if I forgot my apple id password and email?




1. "Find My iPhone" set password

go to Settings > iCloud. Scroll to the bottom and tap Find My iPhone. If you are logged in, log out, enter your apple id, and click "Forgot iPhone ID or Password." Enter the phone lock screen password, you can enter the new ID password. This sets a new password for the Apple ID.



2. Verify mobile phone to change ID password

Go to Settings > [your name] >Password & Security. Click "Change Password", Enter a trusted phone number, a phone number where you want to receive verification codes for two-factor authentication. And you can set a new ID password.



3. Change Apple ID password on support website

If the mobile phone you are using is not an Apple ID verification phone, you can log in to Apple's support website to log in to the ID page, click "Forgot Apple ID or password", and then follow the on-screen instructions to set a new ID password through the bound mailbox.


4. What to do if you forgot apple id password and email

4.1 Find Apple ID in iTunes

If you have previously purchased an item in the iTunes, you can open iTunes and find your purchase in the library.

Open iTunes,

Tap on an item you purchased. You can find your purchases under "My Music" or "Playlists",

Choose File> Show Info,

Click on the "Files" tab,

The "Purchaser" shows the Apple ID used to purchase the item in parentheses.


4.2 You may have signed in to your Apple ID on one of your devices. View your Apple ID for:

View from your iPhone, iPad, or iPod Touch: Tap Settings> iTunes Store and App Store

-Tap "Settings" "iCloud"

-Tap "Settings" "Messages" "Send & Receive"

-Tap "Settings" "FaceTime"

-Apply "Settings" "Mail, Contacts, Calendars"



4.3 Get Apple ID from Mac or PC

-Select Apple menu> "System Preferences"> "iCloud",

-Open Mail and select"Mail"> "Preferences"> "Account",

-Open Calendar and select"Calendar"> "Preferences"> "Account",

-Open FaceTime and select"FaceTime" "Preferences" "Settings",

-Open Messages and select"Messages" "Preferences" "Accounts".


5. I forgot my apple id password and email

Click here to go to be Apple ID account page, click on the "Forgot Apple ID or password", then click [Find] Apple ID, enter your attempt to retrieve account information.

In the Apple ID account page, click on the "Forgot Apple ID or password."

Find Apple support page, entry Apple ID, and then point back "your Apple ID", then "Go to my Apple ID",

After entering the page, point to retrieve "your Apple ID",

Fill in last name, first name, email address, then the next step, if you replace the e-mail address before, now cannot remember what email address is used, you can also fill in the previous e-mail address, the system will help search Apple ID,

Select the email to verify or answer full security question,

First try to verify the e-mail,

E-mailbox will receive a verification e-mail, open the message, click Reset immediately,

Then enter the new password to complete the password reset.

Tip: If you change the Apple ID information, we recommend that you update your Apple ID on all Apple applications and services "Settings".


Reset Apple ID Security Questions:

After recovering the Apple ID password, if you want to reset the security question, you can modify it on the Apple support page (this operation needs to know at least the answer to a previously set question).

1. You can click "Forgot Apple ID or password" on the Apple ID account page, enter your Apple ID account,click Continue and select "Reset Security Questions."

2. Then enter your Apple ID password as prompted, and then click Continue. You will be asked to answer a previously set question.

3. After answering, you can reset the security question.

4. After you recover your Apple ID account and password, or change your security question, please remember this information.



The above methods about how do I reset apple id password on iPhone cannot help you, you can contact the Apple Store near you. In many cases they may help you regain access. Or if you have more troubleshooting on the iPhone, please leave a message in the comments. We are is a professional mobile phone spare parts wholesale mall. GEMWON has been providing you with mobile phone repair solutions and iPhone Touch Screen, Touch Glass, Flex Cable and Middle Frame.




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富人:家族信托能否“隔离”婚姻风险?
  如果融360小编说,觉得自己很健康,所以不买保险,怕不吉利,恐怕很多人会说这是无知迷信。
  一边是“我们欠宝宝一张电影票”,另一边是“每买一张票马蓉分一半”,围观群众们头疼不已的根源,是王宝强和马蓉的离婚事件所涉及的财产分割。
            
        
        
        
    
        
        
        
        
        
        
        
        
        
        
    
        
        
  然而很多人都同意:觉得结了婚就不会离婚,所以不做财产公证,怕不吉利。
  家族信托一旦设立,受益人就成为委托资产的合法拥有者,设立人可以在信托条款中明确规定受益人获取收益的条件。
  一旦夫妻离婚,其中一方设立的信托财产和收益均不属于夫妻共同财产,无需进行资产分割,而且对将来发生的债务也不用承担责任。设立家族信托可以避免个人资产因婚姻而稀释,更可以预防爱人背叛、离婚、分走财产。
  钱是客观的,情是主观的,两者兼顾的方式或许就只有在情感和理智之间做一个折衷,并承担自己选择的结果。如果实在想避免签订婚前财产协议的尴尬,又想有效保护自己的财产,那就加油成为富翁,然后设立家族信托吧。
  按目前法律规定,在没有提前进行法律安排的情况下,婚内产生的收入通常都被视作夫妻共同财产,平均分配。这意味着,如果王宝强名下1亿多的财产都是婚后创造的,离婚时恐怕要分给马蓉数千万。
  据悉,王宝强要求分割的财产有:包括美国洛杉矶的一处房产在内的9套房屋,多家公司股权及出资,一辆宝马X5轿车、一辆宾利轿车、爱马仕等品牌珠宝、服饰等,此外还有存款、股票、理财产品、保险等。
  定档于今年12月上映的《大闹天竺》是王宝强的导演处女作,预估10亿票房。据悉,马蓉担任了该片的出品人和投资方,而且王宝强这部电影的盈利有可能作为夫妻共有财产被平分。
  婚前公证没有家族信托的百万门槛,却有着无形的情感门槛:必须男女双方一起才有法律效力。有人认为,还没结婚就考虑离婚,太伤感情,开不了口。也有人认为,如果一个公平公开的财产公证就能让信任受挫、感情破裂,或许这个婚不结也罢。
  婚前财产公证,是在法律的保护下,将两人的财产从婚前和婚后的节点隔离开来,婚前财产不属于夫妻共同财产,一旦离婚无需进行资产分割。
    
    
        
            
    
进入【新浪财经股吧】讨论
        
              
        
        
        
        
        
      
        
    
        
        
    
    
        
          
        
        
        
  据融360小编所知,王宝强以外,章子怡、汪峰、倪萍、余文乐也都在洛杉矶买了房,可见不分男女老中青,不动产都是富人资产配置的一大重点。
  此外,很多明星并不自己炒股,而是把自己的公司卖给上市公司,把风险转移到股市。富人一般不会自己去盯基金和股票,计较几个百分点的利率,而是直接把大额闲置资金交由专业人士打理。例如门槛在百万级别的信托,就是富翁们的标配。
  富人最担心资产缩水,在线教育,因婚变被分走一半财产就不只是“缩水”,而是“泄洪”。所以富人在谈婚论嫁和离婚分家时,往往对财产处置慎之又慎。在传承家庭财富、管理和保护利益,保证财富能够按照拥有者的意志进行分配这件事上,公认的法宝是家族信托。
  融360小编认为,纠结的根源可以归于本文开头提出的问题:一边是“我们欠宝宝一张电影票”,另一边是“每买一张票马蓉分一半”。谈感情,想去支持王宝强;谈到钱,又不情愿送钱给马蓉。所以去看或者不去看《大闹天竺》,都可以算是“为宝宝好”。
  婚变牵出富人婚姻财产问题
  家族信托资产具有独立性,可以有效隔离婚姻风险。不过问题在于,这毕竟是财富金字塔顶的游戏,像融360小编这样的普通百姓只能仰视,难以效仿。是否存在一种贫富皆宜的财产隔离方式?答案是肯定的:婚前财产公证。
  穷人:你为什么忌讳婚前财产公证?
  来源:融360
新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!
  王宝强婚变事件爆出后,很多人将默多克拿来对比。默多克先后经历了四段婚姻,家族财富却并未因此严重缩水,他仍坐拥139亿多美元的财产,都是拜家族信托所赐。默多克将资产重心都收入家族信托的隔离层中,使得婚姻不会影响到他按自己意志分配财富的权力。
  中国的富人越来越多,有数据显示中国10亿以上富豪数量仅次于美国,位居全球第二。无论身价10亿还是1亿,相对于像融360小编一样的普通百姓而言,他们都是金字塔尖上的财富人群。富人如何管理自己的财富?其实从王宝强要求分割的财产中就可以窥见一二。
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如果年终奖在3万元至9万元,可以遵循“532”原则:即把年终奖按50%、30%、20%的比例进行合理划分,50%的比例投资于银行理财,因为每逢岁末年初,银行理财产品的收益率往往比较高;30%的比例可用来配置基金,以提高整个投资组合收益率;剩余的20%可以购买保险以及投资流动性强的存款类产品。
  及时还款不可少
  出现这种现象是因为年终奖的速算扣除数扣少了。什么是速算扣除数呢?税收计税的一个基本原则是超额累进征税,比如说你工资的应纳税所得额是4000元,按照个人所得税法,其中1500元部分试用税率是3%,2500元部分试用税率是10%,不能简单的将4000元乘以10%征税。由于分步计算太麻烦,为了更方便快捷,我们在计算时先将4000元乘以10%,再减去1500元多征收的税,1500元乘以7%(10%减去3%)就是速算扣除数105。每月工资计税时,不会出现多发一元税额大幅增加的现象。但是在年终奖的计算过程中,应纳税所得额18000元部分适用税率是3%,当增加一元后,适用税率变成了10%。18000乘以7%(10%减去3%)的结果是1260。但是税法规定的年终奖的计算方法中的速算扣除数是105,此种计算方式相当于少算了11个月的速算扣除数。所以对应的税率从低档位向高档位进阶时会出现上述现象。由于个人所得税税率一共有7级,所以在1.8万元、5.4万元、10.8万元、42万元、66万元、96万元这6个税率进阶点,年终奖多发1元,会出现个人所得税分别增加1155.1元、4950.2元、4950.25元、19250.3元、30250.35元、88000.45元的奇特现象。
  及时还款之所以重要,还有一个容易被普通人忽视的因素,那就是绝大多数个人其实并不知道自己贷款的真实利率。
  可能有很多投资者会说,在考虑还钱的时候,还应考虑投资收益因素。假如你未来的投资收益大于所欠贷款的利息支出,可以考虑继续负债。不过在现实生活中,情况往往要复杂得多。因为投资存在不确定性,预期的收益并不一定总是比负债利率高,甚至可能会出现投资亏损的情况。
  举例来说,很多欠款在计算利息时,采取每月等额归还本金的方式还款。比如,你借了12万元,每月归还1万元本金,你会发现,你名义上是借了12万元,实际上这一年你实际使用满一年的资金只有6万元。此时,如果每月还按照12万元本金计息,所支付实际利率是名义利率的两倍。
责任编辑:杨群
  要做到这一点,首先需要选择优惠的年终奖计税方法。在2005年,国家税务总局出台了《关于调整个人取得全年一次性奖金等计算征收个人所得税方法问题的通知》(简称“通知”),对年终奖的计算方法做出了规定。按照“通知”规定的方法计算年终奖应缴个人所得税,个人能享受较大的税收政策优惠。
  拿到年终奖后,个人可以考虑归还欠钱。比如信用卡借款、小贷欠款、住房贷款等。
  如果年终奖在1万元以下,要以灵活性为主,投资者可以选择低门槛的货币基金、基金定投等理财产品。
  在通过转换计算出真实利率后,人们往往会发现,在大多数情况下,投资收益率是低于自己的信用卡欠款利率和住房贷款利率的。因此,如果个人有欠款或是贷款,可以考虑一下提前还贷,除非你是专业级的投资大师。
  合理避税有门道
  对身在职场的年轻人来说,要想弄清年终奖实得金额,了解相关计税方法至关重要。与此同时,根据个人实际情况,及时归还各类欠款或贷款、制定投资规划也必不可少——
  对于年终奖10万元以上的投资者,可优先考虑信托、私募等复杂产品。虽然此类产品的投资起点都在100万元以上,不过对年终奖超过10万元的人士来说,手里拥有百万资金或许并不是一件困难的事情。
  比如,某员工的年终奖是1.8万元,按照工资薪金收入计算个人所得税,对应的个人所得税税率是25%。而如果按照年终奖特殊计算方法计算个人所得税,对应的税率只有3%。需要说明的是,这样的优惠政策一年只能使用一次。
  再看看非常普遍的住房贷款的真实利率。其实人们看到的房贷利率是一个名义利率,而非真实利率。因此借款人需要把房贷利率转化成真实利率。房贷利率是每月都会计息一次的,一年下来就是复利12次。据测算,目前商业银行房贷的实际利率比名义利率高出1个百分点。
            
            
            
            
            
            
            
            
            
            
  其次,要看清发放年终奖的金额。因为你很有可能因为多得了1元的年终奖,厦门人才网,而导致多缴上千上万的个人所得税。
  年终奖的投资选择,取决于年终奖的多少。
  同样以某员工1.8万元的年终奖为例,按照年终奖的计税方法,适用税率为3%,应缴个人所得税540元。如果公司多发1元钱,由于18001元对应的税率为10%,用18001元乘以10%减去105元速算扣除数后,应缴个人所得税1695.1元。由于多发了1元钱,个人所得税则多缴了1155.1元。
            
                
                                
            
            
            
    
            
                  
            
    
            
            
            
          
            
        
    
  岁末年初,又到了收获年终奖的时节。对很多身在职场的年轻人来说,该如何打理好这笔资金,使财富能够保值增值呢?
  按照相关规定,年终奖是要缴税的,真正属于你个人的年终奖是扣除个人所得税的那一部分。如何让年终奖少扣些税、合理避税呢?
  量身定制投资规划
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