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Multiply Benefits of Trekking [copy link]

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Hiking and trekking always can be heard in outdoor recreational activities, but are the same? Today, I am going share you some benefits of trekking and give you some trekking guide and tips. I'm sure you'll love in this outdoors.  


Part 1: What is Trekking


Trekking is different from walking in the common sense. It generally refers to the sports mode that is equipped with certain equipment and does not use the transportation tool to walk between the mountains and the countryside, enjoy the scenery along the way. It is the most typical outdoor sport. But it is not necessarily mountaineering; it is walking for a number of days, usually on uncharted paths, in challenging environments which are likely to be hilly or mountainous.


Part 2: The Difference Between Trekking and Hiking

The easiest way to explain the difference between a hike and a trek is to distinguish each term is to categorize them by difficulty.


Hiking:

These are usually half-day to one-day tours. The terrain varies from relatively flat to steep. Although hiking is easier than trekking but it can still be challenging. Most hiking tours take anywhere from 2 to 8 hours round trip. You usually finish in the same place that you started. Either from hiking a loop or returning the same way. Some hikes have a different start and end points, so always check before you start. For hiking tours, you need minimal equipment compared to trekking.


Trekking

Compared to hiking, trekking is more difficult for someone to finish it. The time that trekking take is longer, it doesn’t mean that they take a couple more hours, these trips usually take two or more days. In trekking, the number of the trekking equipment can be decided by the need, but the trekking poles is necessary.



Alternatively, when trekking in some locations, you may have the option to stay at small lodges, mountain huts or even bed and breakfasts along the way. But accommodations are available in trekking if you like. In a word, trekking is more challenging than hiking because you will be walking for multiple days in a row.


Part 3: The Benefits of Trekking

The physical health for Trekking:It can improve your fitness. One of the major benefits of trekking is that it improves your physical health immensely. Spending multiple hours on the trail, climbing around boulders, rock hopping and ascending hills gives your whole body a workout, improving your strength and your agility. Trekking requires covering large distances, usually by walking up and down hills and mountains, the heart must pump harder to keep up with the oxygen demand.


The psychological benefits:Walking along the way allows you to enjoy the beautiful natural scenery. Your mood will relax and the pressure will dissipate. Spending time outdoors on a trek or active holiday in nature is a perfect way to cleanse your mind from the stress and worries from home.



Trekking often requires a person focus on their activity, where the only distractions are majestic vistas and dramatic scenery. Ask any trekker and they’ll attest that spending time in the wilderness was one of the most relaxing times theyve had. If a person is a regular trekker then one point can be known that he must a fit and active person.


Conclusion

Hiking is a kind of outdoor sport that many modern people are keen on. The benefits of trekking are obvious, it not only exercises people's physique and endurance, edifies people's mind and temperament, and promotes interpersonal communication. At the same time, it can inspire people's love for nature and life, relax their tired mind after living in the city for a long time. Before setting out, check some guide for trekking out will save you a lot of trouble.

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[img][/img]
  诚信建设万里行丨通讯类诈骗案件数开始下降 这48种诈骗套路你了解吗?
  实习生:全思凝
  通讯诈骗并非毫无套路,2016年公安部发布了常见的48种电信诈骗手法。骗子多从精准信息获取、诈骗脚本设计、通讯联络、支付转款四个关键环节大做文章。
  新媒体设计:顾乐晓
  汤子帅 全思凝 顾乐晓
  基础电信企业手机号码、固话号码、“400”号码、不规则来电号码被举报件次与去年同期相比全面大幅下降。以“400” 号码举报量为例,线上培训系统,从公安部通报情况来看,涉案号码数量逐月大幅下降,已由 2016 年12月的700 多个下降到2017年的的个位数。此外,基础电信企业手机号码2017年12月份被举报件次与去年同期相比下降49.3%。
[img][/img]
  防范打击通讯信息诈骗工作仍处于一个动态博弈的过程,通讯信息诈骗手法不断翻新,防不胜防,需要我们随时提高安全警惕。此外,当遇到类似情况,我们也可以拨打12321中国互联网协会网络与不良信息举报电话,或国家网信办互联网违法和不良信息举报电话12377进行维权。
  但随着国家2015年下半年开始统筹协调全国防范打击通讯信息诈骗工作,国务院批复建立“国务院打击治理电信网络新型违法犯罪工作部际联席会议制度”,23个部门和单位参加防范打击通讯信息诈骗工作,至2017年立案数量开始有所下降,同比减少6.1%。
  通讯诈骗案是指通过QQ、微信、电子邮件、电话、短信、信件等通讯工具实施诈骗的案件。相对于“通讯信息诈骗”的称谓,可能更多人习惯叫“电信诈骗”、“网络诈骗”或“电信网络诈骗”。
责任编辑:谢海平
  通讯诈骗危害大 最高一年发生63万起
  清华教授被诈骗分子骗走1760万元、山东临沂高考学生徐玉玉因被骗学费9900元而猝死……这类电话、网络诈骗案件,民众一直深恶痛绝。
[img][/img]
  编辑:汤子帅 艾峥
  近日,中国信息通信研究院安全研究所发布《信息通信行业防范打击通讯信息诈骗白皮书(2018 年)》(以下简称“白皮书”)表示,在全行业的共同努力下,通讯信息诈骗治理工作已取得阶段性明显成效。防范打击通讯信息诈骗专项工作始于2015年,在这两年多的时间里都发生了怎样的变化?
            
                
            
            
            
            
            
            
            
            
            
            
  数据新闻编辑:汤子帅
[img][/img]
  从各方反馈数据看,基于电话、短信等形式的通讯信息诈骗活动得到了初步有效遏制。据12321网络不良与垃圾信息举报受理中心数据显示,2017年12月诈骗电话用户通报举报数量约为2016年12月的1/3,整体呈持续下降趋势。
  48种通讯诈骗套路盘点
  通讯诈骗案带来了巨大的经济损失。白皮书数据显示,仅2015 年全国因通讯信息诈骗案件造成的经济损失达 222 亿元,其中还发生了单笔被诈骗1.17亿元的特大案件。此外,因通讯信息诈骗造成的人均损失,2016年高出四年前的七倍之多。案件中一些民众被骗的钱是“养老钱”、“救命钱”、“学费”等,被骗后受害人倾家荡产,甚至家破人亡的情况也有发生。
  这类诈骗最早出现于上世纪末我国的台湾地区,从2003年开始,受台湾地区政府部门的高压打击影响,该类诈骗活动通过我国福建省转入内地,并在全国范围内迅速蔓延。从2008 年开始,我国通讯信息诈骗案件进入持续高发阶段。
                                
            
            
            
    
            
                  
            
    
            
            
            
          
            
        
    
  去年涉案号码通报、用户投诉举报数据明显下降
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                   一  实战演练  井然有序                      

人防安全教育是青少年国防教育和素质教育的重要内容之一,对于增强学生安全意识,提高学生的自救互救能力具有重要意义,学校十分重视此项工作,根据上级要求和学校实际情况成立了应急演练领导小组,精心制定《防空防灾应急疏散演练方案》。
演练之前,校领导在教师例会上进一步明确了疏散集合地点、疏散顺序和注意事项。各班主任对学生进行紧急疏散安全教育和自救互救知识宣讲,要求学生演练时必须服从指挥,听从命令,立即快速、安全疏散,不能留一人,不得拥挤、拥堵,更不得喧哗、嬉笑,下楼后迅速跑步到校操场规定位置集合,为演练的顺利开展做好铺垫。
为切实提高师生安全防范意识和自救能力,保障师生生命安全,打造平安校园,2020年10月10日下午4时10分,鹭江新城小学组织三、六年级开展防空防灾应急疏散演练。
哨声一响,各班立即停止一切活动,在线教育,班主任迅速组织学生排好队伍,按规定的疏散路线带领学生快速、有序地离开教学楼。在撤离过程中,没有拥挤推搡现象发生,从教室撤离到操场仅用2分11秒。
                     二  以生为本  安全第一
                     三  居安思危  警钟长鸣
此次演练不仅增强了师生防空防灾安全意识,也让师生掌握了在灾难中迅速逃生、自救互救的基本方法,提高了抵御和应对紧急突发事件的能力。【报道:熊蓉蓉】
到达操场疏散集中地集合后,班主任迅速清点人数,统计人员到达情况,指定学生向学校演练总指挥阮婷婷老师报告。阮老师就是否达到预期目标和存在问题进行总结点评,强调生命可贵,安全第一。活动结束后,各班回教室,班主任有针对性地纠正和指导,巩固此次演练成果。

古人云:“人虽无艰难之时,却不可忘艰难之境;世虽有侥幸之事,断不可存侥幸之心。”灾难不一定发生,但必须做好应对的准备,居安思危,有备无患。因常态化疫情防控需要,本学期应急疏散演练不再“全校出动”,而是采取分年段分批组织开展,其它年段的演练将在下一阶段进行。
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每月收支状况(单位:元)
  文/本刊实习生刘昕
  孟先生是个有分寸的投资者,能够在股市游刃有余的同时,还能意识到市场的风险是非常难得的。因此,对于目前市值12万元的股票,在行情仍在低位徘徊的情况下,建议暂时持有。同时也提醒孟先生,在到达了一定的收益率后,要懂得止盈回笼的道理。
  孟先生的孩子是幸福的,刚出生,父母就已经开始为他处处着想。然而,从理财规划的角度考虑,其实孟先生夫妇才是更需要保障的对象。因为他们才是家庭收入的中流砥柱,更是孩子最主要的依靠,尤其是在买房贷款以后。
  据孟先生介绍,他太太在一家投资移民公司工作,两个人的月收入在20000元左右。去年刚结婚时,除去3500元的房租、2000元的养车费以及一些基本的生活开销,每月都有较多的盈余。新婚燕尔加上工作顺利,尽管租房生活,孟先生也觉得小日子过得非常充实。
  因此,建议再辅以基金定投作为补充,每月投资、平摊成本、省心省力。但要记得贵在坚持,待到日后需要使用时,提早一些时间观察市场情况,选择相对高位赎回,才会有更好的收益。对此,可以从月度结余中划出1000~1500元,这样长期投资,便可以为孩子的深造,累积到一笔不小的资金。
  如何实现购房计划
  育儿“基金”早作打算
  家庭资产负债状况(单位:万元)
  对于目前事业还处于上升期的孟先生来说,还是有一定的家庭负担,此时可以考虑以消费型的定期寿险和重疾保险为主,以最低的花费换取尽量大的保障。待到日后,孟先生事业发展成熟,家庭有了更多的富余资金后,再动态调整品种,适应家庭变化。
    
    收入
    支出
    
    年终奖金
    80000
    旅行费用
    10000
    
    投资收益
    15000
    年末大宗购物
    20000
    
    其他收入
    0
    人情往来
    6000
    
    
    
    车险
    4500
    
    
    
    其他
    0
    
    合计
    95000
    合计
    40500
    
    年度结余
    54500
    
    家庭资产
    
    家庭负债
    
    
    活期及现金
    75
    房屋贷款
    0
    
    定期存款
    0
    其他贷款
    0
    
    国债
    0
    
    
    
    股票(市值)
    12
    
    
    
    基金(市值)
    0
    
    
    
    汽车(市值)
    20
    
    
    
    自住房
    0
    
    
    
    投资房
    0
    
    
    
    黄金及收藏品
    0
    
    
    
    合计
    107
    合计
    0
    
    家庭资产净值
    107
                
                
        
            
                  
                
                
  家庭的和睦,使事业处于上升期的孟先生能毫无顾虑地去全心拼搏事业。前一阵子白酒塑化剂的风波,正好令部分偏爱白酒的客户转而选择了红酒,为他带来了几笔意外的订单。
  新婚甜蜜冲刺事业
  而购房后剩余的资产,在留下3万元作为备用金之外,则可以和年度结余一起,用来购买银行3~6个月的稳健型理财产品。这部分稳健型的投资,建议保有20万元左右的总量。如果超出的部分,可以比较当期的贷款利率和理财收益后,再决定是否需要提前偿还部分商业性贷款。
  他告诉笔者,最近A股市场行情不错,他投资略有盈余,但深知入市有风险,所以绝不敢把大笔资金投入股市。因为有家庭的顾虑投资理财他还是以稳健型为主,适当考虑一些风险系数略高的产品。宝宝未来教育是一笔不小的支出,他们想为此购买教育方面的保险;近期国际金价处于低位,是否考虑购买一些实物黄金或者纸黄金用于投资呢?
  先前的两人世界孟先生夫妇过得非常滋润,随着宝宝的降生,生活变得有些紧张起来,而两三年后的购房计划,因为宝宝的缘故孟先生很希望能提早实现。
  初次见到孟先生,他给人一种自信而快乐的感觉。就像他婚后租住的这套二室一厅公寓一样,几乎全新的房子,装修风格简洁而明快,不时传来的婴儿哭闹声,令整个家都充满着生命的活力。
  合理规划“奶爸”的幸福生活
                
            
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  稳定收支稍后购房
  天赐宝贝甜蜜的负担
  至于孟先生提到的黄金类投资,我一直认为对于普通投资者,要准确掌握影响金价走势的各项因素,是非常不易的。对于事业家庭两头忙的孟先生而言,可能不是一个特别好的投向。但若真的对黄金比较钟爱的话,可以考虑以消费收藏的心态,购买一些实物黄金或类似熊猫金币这样的品种。若是跌了,不改它作为收藏品的传承价值;若是涨了,就更是卖出持有两相宜了。
  29岁的孟先生从事某知名红酒的销售代理工作。新婚伊始,孟先生就在筹划着未来两三年能结束租房生活,拥有真正属于自己的家。然而计划赶不上变化,今年年初,他的小宝宝出生了。面对突然增加的生活压力,他该怎样调整自己的购房计划呢?
  “孩子还没满月,白天需要我爸妈来照看,下班后我自己来照顾,累并快乐着。”孟先生边说边熟练的给孩子喂着奶,“本来两个人生活,打算过两年买房,可是当了父亲以后,心境会突然改变,特别想给孩子一个安定的生活空间。”
    
    收入(税后)
    支出
    
    本人月收入
    15000
    房租
    3500
    
    配偶月收入
    4000
    基本生活开销
    4000
    
    
    
    外出就餐购物等
    1000
    
    
    
    孩子费用
    4000
    
    
    
    孝敬父母
    0
    
    
    
    养车费用
    2000
    
    其他收入
    0
    其他
    0
    
    合计
    19000
    合计
    14500
    
    每月结余
    4500
  初为人父的孟先生告诉笔者,孩子的费用现在占据了他们生活支出很大的比重。他随手指着一辆婴儿手推车说:“都说女人和孩子的东西最好卖,一辆婴儿车尽管用不了几年,可是价格真心不便宜,我这辆要8000!它还只是属于中档价格。”接着又指着衣服、奶瓶等小物件说:“这些都是孩子还未出生前就准备下的,以后还不知道要花多少呢!”这期间孟太太为了孩子而暂停了工作,收入的减少、支出的增加,令夫妻俩原本宽裕的生活一下子变得紧张起来。
  孟先生是个好男人,在外打拼事业,在家照顾孩子。“累并快乐着”的他,是个对家庭非常有责任感的丈夫和父亲。虽然宝宝的提早降临,让他们小夫妻有些许的措手不及。但是,通过仔细的梳理与合理的规划后,内容变现,要实现“奶爸”的幸福生活也并非难事。
  文 第九届上海十佳理财之星 上海银行 徐莉
  都说现在育儿开销大,孟先生可以说是有了切身的体会,能够早作打算,才能聚沙成塔,为孩子今后的各阶段做好准备。孟先生提到的教育保险,可以作为孩子教育资金中的一部分,采取年缴的方式,从孟先生的年中奖里拨出1万~2万元即可。但因为目前《保险法》对孩子的保障额度有10万元限额(上海)的规定,家长为孩子购买的保险,包括教育金应在10万元保额以内。对比目前的学费增长水平,显然是不足。
  “我和我太太都非常喜欢孩子,但他的到来的确比我们预计的要早了些。”孟先生含蓄地笑笑说。孩子是一份意外的惊喜,同样也是一份甜蜜的负担。
  家庭支柱更需保障
  虽然孟先生现在的生活开支略显紧张,但仔细分析原因:一是,孟太太正坐着月子,收入中断;二是,孩子降生的先期准备花费不少,造成了支出的突然增加。我们不妨暂时将买房的计划放在一边。待到夫人结束了产假,我们再将此事提上议程。
  谈到当初为什么计划两三年后买房时,孟先生这样告诉笔者:“我们双方的父母都快到退休的年纪了,为我们结婚也已经操了不少心。在购房问题上,虽然父母表示会给予一定的支持,但我希望自己能独立多承担一些。” 对于梦想的家,孟先生觉得一套二室一厅的公寓是不二的选择。以他们夫妻目前的收入状况,两三年后购房的压力会较小。
  几个月后,孟太太又回到了工作岗位,而孩子的开销也因为前期的充足准备而不再难料。收入的恢复和支出的平稳,使得家庭每月的结余稳定在4500元左右。考虑到公积金的运用和购房后3500元租房的节省,孟先生家庭完全可以利用组合贷款,购得一套适用的二室一厅公寓。以总价200万元的小两房为例,首套首付60万元,10万元装修,30年期月供,公积金充抵后,每月的还款额在5200元左右。以家庭8000元的月度结余,是可以负担房屋贷款的,再加上孟先生不菲的年终奖和投资收益,每年仍然会有十几万元的可用资金。而在购房的位置上,则可兼顾交通和父母照顾孩子的因素,不求地段,只求便利适用为上。
  结余投资合理搭配
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